Download our brand new free app to get your credit scores and reports from TransUnion, Experian, and Equifax INSTANTLY from your phone or tablet. Our service provides the most comprehensive credit and identity monitoring tools available and gives you instant access to your reports, scores, and other credit information directly from the credit bureaus. There is no reason not to try out our brand new free app today!
Secure your our Money, Credit and Identity in one place! Simplify your life with all your online bank, credit card, loan and investment accounts integrated with your Credit and Identity Theft Protection. Plus, enjoy the convenience of Alerts from one source and Action buttons to communicate directly with your creditors for anything you need.
Set Alert levels to see some or all transactions involving your money, credit or identity. Even get real-time identity theft notices and know when a payment is due on your credit card. Then use Action buttons to ask your creditor a question or resolve a problem.
Our mobile app is ideal for busy people on the go. Signup today and try it risk free with our 30-day satisfaction guarantee. You'll love it and use it every day!
Here are a few technologies we are the pioneers in:
1. Direct-to-creditor technology:We are the first in direct-to-creditor technology where consumers can ask their creditors anything about their money, credit or identity with the simple push of an Action button. This is the best alternative for consumers to communicate with their creditors instead of writing letters, haggling over the phone during creditor business hours, locating their account numbers or billing statements. Our technology connects consumers to over 36,000 creditors, banks, collection agencies, public utilities and other financial institutions.
2. The Smart Credit Report®*:We built the first horizontal credit report we call the Smart Credit Report which is made simple for consumers to find, view and understand their credit, as well as, interact with their creditors. It is completely different from any other kind of credit report.
3. Money and Credit Report Data integration.We built the first integration of money and credit report data. This has been a 30 year problem we solved by allowing consumers to see their individual transactions underlying summary credit data reported by creditors to credit reporting agencies.
4. Hiring Risk Index:We built the first hiring risk index so consumers can have a better idea of what to expect if an employer uses their credit report information in hiring or promotion.
5. Rapid Response:We build the first real-time identity theft rapid response Action button for mobile phones. If an identity thief applies for credit in your name, you instantly get an Alert with a rapid response Action button to stop it without the need to log in to your account.
6. All-in-one Alerts:Getting Alerts from one source is a huge benefit for consumers. We are the first to integrated money, credit, and identity Alerts, along with creditor response Alerts to your Action requests. You can even set the frequency of Alerts if you like.
7. Credit Score What If Calculator:We build the first multi-faceted way to understand how your credit score works and what impacts it when you get credit, spend money, make payments or fail to make payments. This has been a huge consumer need for a long time.
Download for FREE today and see why we are #1
